Fort Lauderdale Foreclosure Defense Attorneys

Struggling with Foreclosure? Secure Skilled, Local Representation.

Haynes Law Group concentrates on foreclosure defense for homeowners as well as commercial business owners in Fort Lauderdale and the surrounding areas. With an in-depth knowledge of the unique elements of the real estate market in Fort Lauderdale, our attorneys apply their years of experience to help homeowners and businesses navigate the foreclosure procedure. We've successfully worked with an extensive range of clients, from banks to individuals and more, and we know which strategies will perform best.

Allow our committed foreclosure lawyers in Fort Lauderdale to safeguard your rights and offer the legal backing you need during this pivotal period. Our presence in the area, along with other key Florida locations ensures we're readily accessible to offer timely support when it matters most.

Reach out to Haynes Law Group online or by calling us at (888) 252-8754 to arrange your complimentary initial consultation. Our Fort Lauderdale foreclosure defense attorney is prepared to assist you. Se Habla Español.

Understanding Florida Foreclosure

Foreclosure is a legal process that authorizes a lender to reclaim the unpaid balance of a loan from a borrower who has stopped making payments by collecting and selling the property. The Florida foreclosure process is governed by certain laws and procedures.

If you're facing the prospect of losing your Fort Lauderdale home to foreclosure, you typically have a window of time to remain on the property after receiving notice. This period allows you to explore options to halt the foreclosure or to plan for your next steps before the property changes hands.

Tailored Foreclosure Defense Services in Fort Lauderdale

We personalize our services to what you need most. If necessary, we are able to carry out an impartial assessment of your lender's accounting practices in order to identify any irregularities in the foreclosure process.

You can rely on us to take decisive action in your defense, this may include:

• Demanding proper foreclosure procedures from your lender.
• Filing the required legal paperwork on your behalf
• Speaking with your lender about a loan modification
• Taking a look into alternative options, for example, a deed in lieu or a short sale.
• Handling court appearances with expertise and professionalism.
• Addressing any excess funds from foreclosure to preserve your financial well-being.
• Providing clear and unbiased legal counsel during your case.
• Providing continuous guidance at all phases of the process.

The Foreclosure Process in Florida

The foreclosure process typically unfolds as follows:

1. Missed Payments: If a homeowner fails to make payments for 120 days, or around four months, the lender may commence foreclosure proceedings.
2. Notice of Default: The lender sends the homeowner a Notice of Default, officially informing them of the missing payments and initiating the foreclosure process.
3. Lis Pendens: A Lis Pendens is filed, indicating the lender's intent to foreclose and alerting others to the property's status.
4. Foreclosure Lawsuit: The lender files a lawsuit, and the homeowner is served with a complaint and a summons to respond.
5. Response and Defense: The homeowner should respond to the complaint, ideally with the help of a Fort Lauderdale foreclosure defense attorney.
6. Court Proceedings: Both parties present their case in court, where the judge decides on the foreclosure's validity.
7. Judgment and Sale: If the court rules for the lender, the property is sold at auction.
8. Redemption Period: Florida law may allow a period for the homeowner to reclaim the property by paying the debt in full.
9. Eviction: If the property is not redeemed, the new owner can evict the former homeowner.

Why Trust Haynes Law Group for Your Fort Lauderdale Foreclosure Defense?

When dealing with foreclosure in Fort Lauderdale, it helps to have a legal advisor who knows the local landscape. Benjamin C. Haynes, Esq., and our staff will work directly with you to help determine the best course forward, whether you choose to keep or sell your home. We will create an approach that corresponds with your goals.

Choose Haynes Law Group for:

• Complimentary consultations to discuss your case with an experienced attorney
• A commitment to acting in your best interests
• A proven track record with thousands of foreclosure cases
• Flexible payment plans to alleviate financial stress

Begin a Free Evaluation with a Fort Lauderdale Foreclosure Attorney

Haynes Law Group stands as a beacon of hope for Fort Lauderdale residents facing the threat of foreclosure. Our adept team offers specialized legal support for both residential and commercial foreclosures, ensuring you receive advice that's specific to your situation in Fort Lauderdale. Seize the opportunity for a free case evaluation and learn how to best protect your property.

Safeguard your home and your future against foreclosure. Haynes Law Group online or call us at (888) 252-8754 to schedule a no-cost case evaluation with a Fort Lauderdale, FL foreclosure lawyer.